Securities and Exchange Commission (SEC) regulations require investment advisors registered with the SEC to adopt appropriate policies and procedures that serve to protect client information and records, and to give clients a notice concerning these privacy policies and procedures.  Veratis Institutional Advisors is a registered investment advisor with the SEC and this is our privacy policy for our clients.

“We,” “our” and “us,” when used in this notice, means Veratis Institutional Advisors.  “You” and “your,” when used in this notice, means all of our clients who have a continuing relationship with us. 

Information We Collect
We collect certain nonpublic personal identifying information about you (such as your name, address, social security number, etc.) from information that you provide on applications or other forms as well as communications (electronic, telephone, written or in person) with you or your authorized representatives (such as your attorney, accountant, etc.).  We also collect information about your brokerage accounts and transactions (such as purchases, sales, account balances, inquiries, etc.).

Information We Disclose
We do not disclose the nonpublic personal information we collect about our clients to anyone except:  (i) in furtherance of our business relationship which we conduct on their behalf, and then only to those persons necessary to effect the transactions and provide the services that they authorize (such as third-party administrators, record-keeping firms, custodians, trustees, etc.); (ii) to persons assessing our compliance with industry standards (e.g., professional licensing authorities, etc.); (iii) our attorneys, accountants, and auditors (to the extent necessary); or (iv) as otherwise provided by law.  We are permitted by law to disclose the nonpublic personal information about you to governmental agencies and other third parties in certain circumstances (such as third parties that perform administrative services on our behalf).  These third parties are prohibited to use or share the information for any other purpose.  If you decide at some point to either terminate our services or become an inactive client, we will continue to adhere to our privacy policy, as may be amended from time to time.

Security of Your Information
We restrict access to your nonpublic personal information to those employees who need to know that information to service your account.  We maintain physical, electronic and procedural safeguards that comply with applicable federal or state standards to protect your nonpublic personal information.

Changes to our Privacy Policy
Our policy about obtaining and disclosing information may change from time to time, and we will inform you of any material changes to this policy, should it occur. 

Please contact us if you have any questions concerning our privacy policy and practices.